:root {
  --navy: #08182d;
  --navy-2: #102743;
  --navy-3: #173858;
  --gold: #c9a45c;
  --gold-light: #ead7a7;
  --ink: #15253a;
  --muted: #66758a;
  --paper: #f7f8fa;
  --white: #ffffff;
  --line: #e2e7ed;
  --success: #23694d;
  --shadow: 0 18px 55px rgba(8,24,45,.11);
  --radius: 18px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--ink); background: var(--white); line-height: 1.65; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
img { max-width: 100%; display: block; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: absolute; left: -9999px; top: 0; background: white; padding: 10px; z-index: 999; }
.skip-link:focus { left: 10px; }
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(8,24,45,.97); color: white; border-bottom: 1px solid rgba(255,255,255,.09); backdrop-filter: blur(14px); }
.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 78px; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; min-width: 200px; }
.brand-mark { width: 39px; height: 39px; border: 1px solid var(--gold); color: var(--gold-light); display: grid; place-items: center; font-weight: 800; letter-spacing: -2px; transform: rotate(0deg); }
.brand-name { display: block; font-size: 16px; font-weight: 800; letter-spacing: .12em; line-height: 1.2; }
.brand-tag { display: block; color: #c5ced9; font-size: 9px; letter-spacing: .18em; text-transform: uppercase; margin-top: 4px; }
.nav-links { display: flex; align-items: center; gap: 23px; font-size: 13px; color: #e4eaf0; }
.nav-links a:not(.btn):hover, .nav-links a[aria-current="page"] { color: var(--gold-light); }
.nav-toggle { display: none; border: 1px solid rgba(255,255,255,.3); background: transparent; color: white; padding: 8px 11px; border-radius: 8px; cursor: pointer; }
.btn { display: inline-flex; justify-content: center; align-items: center; gap: 8px; padding: 12px 18px; border-radius: 4px; border: 1px solid transparent; font-weight: 700; font-size: 13px; cursor: pointer; transition: transform .2s, background .2s, border-color .2s; }
.btn:hover { transform: translateY(-2px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-light); }
.btn-outline { color: white; border-color: rgba(255,255,255,.45); background: transparent; }
.btn-outline:hover { border-color: var(--gold); color: var(--gold-light); }
.btn-dark { background: var(--navy); color: white; }
.btn-light { background: white; color: var(--navy); border-color: var(--line); }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; text-transform: uppercase; letter-spacing: .17em; font-size: 10px; font-weight: 800; color: var(--gold); }
.eyebrow:before { content: ""; width: 28px; height: 1px; background: currentColor; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -.035em; }
h1 { font-size: clamp(42px, 6vw, 72px); font-weight: 700; margin: 18px 0 22px; }
h2 { font-size: clamp(30px, 4vw, 46px); margin-bottom: 17px; }
h3 { font-size: 21px; margin-bottom: 12px; }
.lead { font-size: clamp(16px, 1.8vw, 19px); color: #c9d3df; max-width: 650px; }
.section { padding: 90px 0; }
.section-sm { padding: 58px 0; }
.section-head { max-width: 720px; margin-bottom: 38px; }
.section-head p { color: var(--muted); font-size: 16px; }
.hero { background: radial-gradient(circle at 83% 22%, rgba(201,164,92,.16), transparent 30%), linear-gradient(125deg, var(--navy), #0d2541 68%, #122f4c); color: white; overflow: hidden; position: relative; }
.hero:after { content: ""; position: absolute; width: 470px; height: 470px; border: 1px solid rgba(201,164,92,.18); border-radius: 50%; right: -120px; bottom: -245px; box-shadow: 0 0 0 38px rgba(201,164,92,.035), 0 0 0 78px rgba(201,164,92,.025); pointer-events: none; }
.hero-grid { display: grid; grid-template-columns: 1.12fr .88fr; gap: 65px; align-items: center; padding: 90px 0 100px; position: relative; z-index: 1; }
.hero h1 em { color: var(--gold-light); font-style: normal; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 30px 0 27px; }
.trust-note { color: #aab8c9; font-size: 12px; }
.blueprint-card { border: 1px solid rgba(234,215,167,.4); padding: 28px; background: linear-gradient(145deg, rgba(255,255,255,.09), rgba(255,255,255,.025)); box-shadow: 0 30px 80px rgba(0,0,0,.18); position: relative; }
.blueprint-card:before { content: ""; position: absolute; inset: 11px; border: 1px solid rgba(255,255,255,.08); pointer-events: none; }
.card-kicker { color: var(--gold-light); text-transform: uppercase; letter-spacing: .15em; font-size: 10px; font-weight: 800; }
.blueprint-card h2 { font-size: 28px; margin: 12px 0 20px; }
.plan-row { display: grid; grid-template-columns: 36px 1fr; gap: 13px; padding: 14px 0; border-top: 1px solid rgba(255,255,255,.14); }
.plan-num { color: var(--gold-light); font-size: 12px; font-weight: 800; }
.plan-row strong { display: block; font-size: 14px; }
.plan-row span { color: #bac7d5; font-size: 12px; }
.metrics { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 1px solid rgba(255,255,255,.15); margin-top: 28px; padding-top: 20px; }
.metric strong { display: block; font-size: 18px; color: var(--gold-light); }
.metric span { display: block; font-size: 10px; color: #bac7d5; text-transform: uppercase; letter-spacing: .08em; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.card { border: 1px solid var(--line); background: white; padding: 28px; border-radius: var(--radius); transition: transform .25s, box-shadow .25s, border-color .25s; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #d6c08e; }
.icon-box { width: 45px; height: 45px; display: grid; place-items: center; background: #f3ecdc; color: #806222; font-size: 19px; margin-bottom: 22px; border-radius: 10px; }
.card p { color: var(--muted); font-size: 14px; margin-bottom: 16px; }
.text-link { display: inline-flex; align-items: center; gap: 8px; color: #76591c; font-size: 13px; font-weight: 800; }
.text-link:hover { gap: 12px; }
.soft { background: var(--paper); }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: center; }
.dark-panel { background: var(--navy); color: white; padding: 42px; border-radius: var(--radius); position: relative; overflow: hidden; }
.dark-panel p { color: #c5d0dc; }
.dark-panel .eyebrow { color: var(--gold-light); }
.check-list { list-style: none; padding: 0; margin: 22px 0 0; }
.check-list li { position: relative; padding: 10px 0 10px 27px; border-bottom: 1px solid var(--line); color: #526174; font-size: 14px; }
.dark-panel .check-list li { color: #dce4ed; border-color: rgba(255,255,255,.12); }
.check-list li:before { content: "✓"; position: absolute; left: 0; color: var(--gold); font-weight: 900; }
.process { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; counter-reset: step; }
.process-card { border-top: 2px solid var(--gold); padding: 22px 18px 0 0; }
.process-card .step { color: var(--gold); font-size: 12px; letter-spacing: .1em; font-weight: 800; }
.process-card h3 { margin-top: 13px; font-size: 18px; }
.process-card p { color: var(--muted); font-size: 13px; }
.cta-band { background: var(--gold); color: var(--navy); padding: 42px; display: flex; justify-content: space-between; align-items: center; gap: 28px; border-radius: var(--radius); }
.cta-band h2 { margin: 0 0 8px; font-size: clamp(25px,3vw,36px); }
.cta-band p { margin: 0; max-width: 650px; }
.cta-band .btn { flex-shrink: 0; }
.page-hero { background: linear-gradient(120deg, var(--navy), #143452); color: white; padding: 76px 0 72px; }
.page-hero h1 { font-size: clamp(38px,5vw,58px); max-width: 850px; }
.page-hero p { max-width: 760px; color: #c9d3df; font-size: 17px; }
.breadcrumb { font-size: 11px; color: #b8c4d2; margin-bottom: 24px; }
.breadcrumb a { color: var(--gold-light); }
.stat-strip { background: #f1eadb; padding: 25px 0; }
.stat-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.stat-item { border-right: 1px solid #d7c8a7; padding: 0 15px; }
.stat-item:last-child { border: 0; }
.stat-item strong { display: block; font-size: 17px; color: var(--navy); }
.stat-item span { font-size: 11px; color: #6f6b60; }
.form-card { padding: 30px; background: white; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 17px; }
.field { display: flex; flex-direction: column; gap: 7px; }
.field.full { grid-column: 1/-1; }
.field label { font-size: 12px; font-weight: 800; color: #34465a; }
.field input, .field select, .field textarea { width: 100%; border: 1px solid #d5dde6; border-radius: 7px; padding: 12px 13px; color: var(--ink); background: white; outline: none; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,164,92,.18); }
.field textarea { min-height: 125px; resize: vertical; }
.form-note { color: var(--muted); font-size: 11px; margin: 14px 0 0; }
.notice { padding: 16px 18px; border-left: 3px solid var(--gold); background: #fbf7ed; color: #5e5137; font-size: 13px; }
.faq-list { max-width: 850px; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-question { display: flex; width: 100%; text-align: left; align-items: center; justify-content: space-between; gap: 20px; background: transparent; border: 0; padding: 22px 0; cursor: pointer; color: var(--navy); font-weight: 800; }
.faq-question span:last-child { color: var(--gold); font-size: 22px; }
.faq-answer { display: none; color: var(--muted); font-size: 14px; padding: 0 36px 20px 0; }
.faq-item.open .faq-answer { display: block; }
.faq-item.open .faq-question span:last-child { transform: rotate(45deg); }
.result-box { display: none; margin-top: 20px; padding: 20px; background: #edf5ef; border: 1px solid #c7dfcf; border-radius: 10px; color: #204d36; }
.result-box.show { display: block; }
.site-footer { background: #061222; color: white; padding: 60px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr .8fr 1fr; gap: 35px; }
.footer-intro { max-width: 320px; color: #aebccc; font-size: 13px; margin-top: 18px; }
.footer-title { color: var(--gold-light); text-transform: uppercase; letter-spacing: .13em; font-size: 10px; margin-bottom: 16px; }
.footer-links { display: grid; gap: 10px; color: #c7d1dc; font-size: 12px; }
.footer-links a:hover { color: var(--gold-light); }
.footer-bottom { margin-top: 45px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; gap: 20px; color: #9caabd; font-size: 11px; }
.footer-bottom a { margin-left: 14px; }
.small { font-size: 12px; color: var(--muted); }
.tag { display: inline-block; padding: 5px 9px; background: #f5eedf; color: #76591c; border-radius: 4px; font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 12px; }
.article-card { display: flex; flex-direction: column; min-height: 260px; }
.article-card .text-link { margin-top: auto; }
.divider { height: 1px; background: var(--line); margin: 28px 0; }
.center { text-align: center; }
.center .section-head { margin-inline: auto; }
.center .hero-actions { justify-content: center; }
@media (max-width: 980px) {
  .nav-links { gap: 14px; }
  .nav-links a { font-size: 12px; }
  .hero-grid { gap: 35px; }
  .split { gap: 38px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .container { width: min(100% - 30px, 600px); }
  .nav-wrap { min-height: 70px; }
  .nav-toggle { display: inline-flex; }
  .nav-links { display: none; position: absolute; top: 70px; left: 0; right: 0; padding: 18px 20px 22px; background: var(--navy); flex-direction: column; align-items: stretch; gap: 0; border-top: 1px solid rgba(255,255,255,.1); }
  .nav-links.open { display: flex; }
  .nav-links a:not(.btn) { padding: 11px 0; border-bottom: 1px solid rgba(255,255,255,.08); }
  .nav-links .btn { margin-top: 14px; }
  .hero-grid, .split, .grid-2 { grid-template-columns: 1fr; }
  .hero-grid { padding: 62px 0 70px; }
  .hero h1 { font-size: clamp(40px, 12vw, 58px); }
  .blueprint-card { margin-top: 5px; }
  .section { padding: 65px 0; }
  .grid-3 { grid-template-columns: 1fr; }
  .process { grid-template-columns: 1fr 1fr; }
  .stat-grid { grid-template-columns: 1fr 1fr; row-gap: 22px; }
  .stat-item:nth-child(2) { border-right: 0; }
  .cta-band { flex-direction: column; align-items: flex-start; padding: 28px; }
  .form-grid { grid-template-columns: 1fr; }
  .field.full { grid-column: auto; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px 20px; }
  .footer-grid > :first-child { grid-column: 1/-1; }
  .footer-bottom { flex-direction: column; }
}
@media (max-width: 420px) {
  .brand { min-width: 0; gap: 8px; }
  .brand-mark { width: 34px; height: 34px; }
  .brand-name { font-size: 14px; }
  .brand-tag { font-size: 8px; }
  .process { grid-template-columns: 1fr; }
  .metrics { gap: 8px; }
  .metric strong { font-size: 15px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-grid > :first-child { grid-column: auto; }
}